When we head to the beach or the pool on the weekends, most of us do so with a dangerous knowledge gap. We have wrong ideas about drowning and our ignorance means we don’t always recognize the signs of a person in distress when we see them. We are conditioned by movies and pop culture…
Pop quiz – without looking, see how you do answering these questions: What are the makes and years of your major kitchen appliances? How many pairs of pants do you own? Jackets? Shoes? Boots? What year did you buy your mattress and bed frame and what brand is it? Name all the power tools you…
It’s National Lightning Safety Awareness Week. It’s good timing because July is the month with the most cloud-to-ground lightning strikes. According to the National Weather Service (NWS), four people have been killed by lightning so far this year. On average, 43 people died of lightning strikes each year over a 10-year period. Only about 10%…
Sometimes, insurance lingo is quite confusing. Even simple terms can be misunderstood when you review your policies. One question that our agents hear all the time is “What’s the difference between cash value vs. replacement costs in homeowners insurance?” Here’s the scoop. Cash value insurance coverage is the cost of the item minus depreciation. So,…
Still stuck in the coronavirus lockdown? Most of us are! Why not make the most of your time by knocking off your spring home maintenance checklist? Get a jump start into summer and protect your investment to boot. If you need maintenance tools but you don’t want to venture out or hardware stores are closed,…
Thinking about buying a new home this spring? Do your homework now because home buying is likely to be the single biggest purchase you’ll ever make. If you’re in the market for a new home, you’ll probably work with a professional realtor and a mortgage lender. You should also add a private home inspector to…
Will you be making a seasonal move south to weather out the harsh winter months in a more favorable climate? Whether you’ll be gone for a few days or a few months, if you are traveling over the winter, there are some home maintenance tasks you should tend to so that you don’t come home…
Halloween is scary enough, we don’t mean to add to your fright, but if you are a homeowner or an apartment dweller, there are some safety precautions you should take to greet the little ghosts and goblins who will be ringing your bell or roaming the streets. A few years ago, Christopher Boggs wrote a…
Pop quiz – without looking, see how you do answering these questions: What are the makes and years of your major kitchen appliances? How many pairs of pants do you own? Jackets? Shoes? Boots? What year did you buy your mattress and bed frame and what brand is it? Name all the power tools you…
